Effective Date: 1 Jan 2026
MHP Fintech Services Private Limited (“MHP Fintech”, “we”, “our”, or “us”) is committed to protecting the privacy and personal data of users (“you”, “your”) who access or use our website, mobile applications, products, and services.
This Privacy Policy explains how we collect, use, disclose, store, and protect your information in accordance with applicable laws in India, including the Information Technology Act, 2000 and related rules.
1. Information We Collect
We may collect the following categories of information:
a) Personal Information
-
Full name
-
Contact details (email address, phone number, postal address)
-
Date of birth
-
PAN, Aadhaar (where legally permitted), GST details
-
Bank account and financial information
-
KYC documents
-
Business details and credit-related information
b) Non-Personal Information
-
IP address
-
Browser type and device information
-
Website usage data
-
Cookies and analytics data
2. How We Collect Information
We collect information when you:
-
Register or apply for financial products
-
Submit enquiry or contact forms
-
Upload documents for verification
-
Use our website or digital platforms
-
Communicate with us via email, phone, or messaging platforms
3. Purpose of Data Collection
We use your information to:
-
Provide financial products and services
-
Conduct KYC, AML, and credit assessments
-
Process loan applications and funding requests
-
Communicate updates, offers, and service-related information
-
Improve our website and user experience
-
Comply with legal, regulatory, and contractual obligations
4. Sharing of Information
We may share your information with:
-
Banks, NBFCs, and lending partners
-
Credit bureaus and verification agencies
-
Technology service providers and analytics partners
-
Regulatory authorities or government agencies, when required by law
We do not sell or rent your personal data to third parties.
5. Data Security
We implement reasonable security practices and procedures to safeguard your information, including:
-
Secure servers and encrypted communication
-
Access control and authentication mechanisms
-
Regular security audits and monitoring
However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
6. Cookies Policy
Our website uses cookies to:
-
Enhance website functionality
-
Analyze traffic and usage patterns
-
Improve service delivery
You may disable cookies through your browser settings, though some features may not function properly.
7. Data Retention
We retain your personal data only for as long as necessary to:
-
Fulfill the purposes stated in this policy
-
Comply with legal and regulatory requirements
Once data is no longer required, it is securely deleted or anonymized.
8. Your Rights
You have the right to:
-
Access your personal data
-
Request correction or updates
-
Withdraw consent (subject to legal obligations)
-
Request deletion of data, where applicable
Requests can be made by contacting us using the details below.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.
10. Changes to This Privacy Policy
MHP Fintech reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date.
11. Contact Information
For any questions, concerns, or grievances related to this Privacy Policy, please contact:
MHP Fintech Services Private Limited
📧 Email: info@mhpfintech.com