About Commercial Property Loan

A commercial property loan enables you to obtain high-value capital by mortgaging commercial real estate. You might use the commercial property for your business or for any other profit-generating purpose. A commercial property loan is an option if you need a large amount of money quickly, such as expanding your firm or purchasing expensive gear.

The span of a commercial property loan is often long, up to 18 years, allowing for repayment flexibility. Because the loan is secured by valuable collateral, the interest rate on a commercial property loan is low. You may acquire contact with us to plan your repayment and make full or partial prepayments to lower your net interest outgo.

To obtain a loan against commercial property in India, you must be an Indian national with a consistent source of income. You must be of legal age and possess a business property that is free of legal issues.

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Commercial Property Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Commercial Property Loan.


Maximum age of applicant at loan maturity: 60 years


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

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