Effective Date: 1 Jan 2026
These Terms & Conditions (“Terms”) govern the access and use of the website, digital platforms, and services provided by MHP Fintech Services Private Limited (“MHP Fintech”, “we”, “our”, or “us”).
By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, please refrain from using our website or services.
1. Nature of Services
MHP Fintech is a financial services and loan facilitation platform. We assist customers in connecting with banks, NBFCs, and other RBI-regulated financial institutions for products such as:
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Business Loans
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Working Capital & Overdraft Facilities
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CGTMSE-backed funding
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Other allied financial products
MHP Fintech is not a bank or NBFC and does not guarantee loan approval or disbursement.
2. Eligibility
To use our services, you must:
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Be at least 18 years of age
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Be legally competent to contract under Indian law
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Provide accurate, complete, and valid information
We reserve the right to refuse service if eligibility conditions are not met.
3. User Obligations
You agree to:
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Provide true, correct, and updated personal and business information
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Submit genuine and lawful documents
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Use the website only for legitimate purposes
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Not attempt fraud, misrepresentation, or unauthorized access
Any false information may result in rejection, termination, or legal action.
4. Loan Application & Approval
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Submission of an application does not ensure approval
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Loan amount, interest rate, tenure, fees, and conditions are determined solely by the lending institution
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MHP Fintech has no control over final credit decisions
5. Fees & Charges
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Any service or facilitation fees charged by MHP Fintech will be disclosed transparently
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Charges levied by banks or NBFCs are governed by their respective policies
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Fees once paid are non-refundable unless explicitly stated otherwise
6. Use of Website
You agree not to:
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Copy, modify, distribute, or exploit website content without permission
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Upload malicious code or attempt to breach security
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Use the website for unlawful or prohibited activities
We reserve the right to restrict or block access for violations.
7. Intellectual Property Rights
All content on this website—including text, logos, graphics, icons, and layout—is the intellectual property of MHP Fintech unless otherwise stated. Unauthorized use is strictly prohibited.
8. Data Privacy
Your personal and business information is handled in accordance with our Privacy Policy. By using our services, you consent to the collection, use, and sharing of data as described therein.
9. Limitation of Liability
MHP Fintech shall not be liable for:
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Loan rejection or delays by third-party lenders
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Financial loss arising from lender decisions
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Technical interruptions or system failures
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Any indirect, incidental, or consequential damages
All services are provided on a best-effort basis.
10. Third-Party Links
Our website may include links to third-party websites. MHP Fintech does not control or endorse such platforms and is not responsible for their content, policies, or services.
11. Suspension & Termination
We may suspend or terminate access without notice if:
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These Terms are violated
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Fraud or misuse is suspected
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Required by law or regulatory authorities
12. Indemnity
You agree to indemnify and hold MHP Fintech harmless against any claims, losses, or damages arising from:
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Breach of these Terms
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Misuse of the website
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Submission of false or misleading information
13. Governing Law & Jurisdiction
These Terms shall be governed by the laws of India. Courts in India shall have exclusive jurisdiction over any disputes.
14. Amendments
MHP Fintech reserves the right to modify these Terms at any time. Continued use of the website constitutes acceptance of updated Terms.
15. Contact Details
For queries or concerns regarding these Terms:
MHP Fintech Services Private Limited
📧 Email: info@mhpfintech.com
